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CombiBars Explained: The Smart Way to Buy Fractional Gold
If you’ve ever wanted to buy fractional gold but didn’t know where to start, the Valcambi CombiBar is your perfect solution. Designed by Switzerland’s Valcambi refinery — one of the world’s most trusted LBMA-approved producers — the CombiBar is a single gold bar divided into 1g, 2.5g, or 5g segments that snap apart like chocolate. This ingenious design lets you buy fractional gold in bulk at low premiums, then break off exactly what you need — whether for barter, gifting, travel, or emergency liquidity.
At Metal Bullion, we consider CombiBars the smartest innovation in fractional gold since the American Gold Eagle. In this guide, you’ll learn:
- What a CombiBar is — and why it’s the ultimate tool to buy fractional gold
- How CombiBars work — snap, spend, or stack with zero waste
- Why they’re perfect for emergencies, travel, teaching kids, or dollar-cost averaging
- How they compare to coins, rounds, and small bars — premiums, liquidity, storage
- Top product picks — like the 100 x 1g Gold CombiBar™ or 20 x 1g CombiBar
- Where to buy authentic, assay-sealed CombiBars with the lowest premiums
Let’s unlock the power of fractional gold — without the inefficiency of loose coins or the risk of counterfeits.
What Is a CombiBar? The Genius Behind Fractional Gold
A CombiBar is a solid gold bar manufactured by Valcambi Suisse, laser-scored into small, uniform segments that can be cleanly broken off without tools. Each segment is precisely weighed and stamped with its weight and purity — turning one bar into 20, 50, or even 100 individual units.
Key Specifications:
- Purity: .9999 fine (24k) gold — LBMA-approved
- Segment Sizes: 1g, 2.5g, or 5g (1g is most popular)
- Total Sizes: 20g, 50g, or 100g (100 x 1g is the flagship)
- Security: Sealed in tamper-proof assay card with matching serial number
- Recognition: Globally accepted — Valcambi is a top-5 global refiner
Example: The 100 x 1g Gold Valcambi CombiBar™ starts as a single 100g bar. Snap off one 1g segment — now you have 99g left on the bar and one 1g coin-like piece. Each carries the Valcambi logo, weight, and purity.
Why It Matters: You get the lowest premiums of a large bar — with the flexibility of small coins. No other product does this.
Why Buy Fractional Gold? 5 Smart Reasons
Buying fractional gold isn’t a luxury — it’s a strategic necessity. Here’s why:
✅ 1. Emergency Liquidity
In true crises — natural disasters, bank failures, hyperinflation — small gold pieces are ideal for bartering. A 1g CombiBar segment (~$75) can buy groceries, fuel, or medicine when cash is worthless.
✅ 2. Gifting & Teaching
Give a 1g segment as a graduation, wedding, or birthday gift. Teach kids about real money with tangible, spendable gold. The Petit Papillon Bracelet is beautiful — but a CombiBar is educational and functional.
✅ 3. Travel & Privacy
Carry a 20g CombiBar in your wallet or pocket. If robbed, break off a 1g piece to negotiate — keep the rest hidden. Discreet, lightweight, and universally valuable.
✅ 4. Dollar-Cost Averaging
Buy one 50g CombiBar per month. Break off 5g weekly to “spend” or re-stack. Perfect for disciplined, long-term accumulation without overpaying for coins.
✅ 5. Portfolio Diversification
Don’t put all your gold in 1 oz bars. Fractional gold ensures you always have liquid, spendable metal — even if gold hits $10,000/oz.
CombiBar vs Coins vs Small Bars — The Fractional Gold Showdown
| Factor | CombiBar (1g segments) | 1/10 oz Gold Coins | 1g Gold Bars (Loose) |
|---|---|---|---|
| Premium | 3–5% over spot (bulk rate) | 15–25% over spot | 8–15% over spot |
| Liquidity | High (Valcambi recognized globally) | Very High (Eagles, Maples) | Low (generic bars require testing) |
| Storage | Very Efficient (100g = 1 bar) | Inefficient (100 coins needed) | Efficient but risky (loose bars can be lost) |
| Divisibility | Perfect (snap off 1g, 5g, etc.) | Poor (must sell whole coin) | Poor (must sell whole bar) |
| Security | High (sealed assay, serial-matched) | High (government minted) | Low (no assay, easy to lose) |
Winner: CombiBar. It’s the only product that combines low premiums, high security, perfect divisibility, and efficient storage.
Top 3 CombiBar Products to Buy Fractional Gold in 2025
- 100 x 1g Gold Valcambi CombiBar™ (In Assay) — Best of 2025
100 x 1g Gold Valcambi CombiBar™
Why: The ultimate fractional gold tool. 100 segments for emergencies, gifts, or trading. Lowest premium per gram. Sealed in assay card. - 20 x 1g Valcambi Gold CombiBar – In Assay — Starter Size
20 x 1g Valcambi Gold CombiBar
Why: Perfect for beginners or those on a budget. Fits in a wallet. Ideal for teaching kids or gifting. - 50 x 1g Gold CombiBar — Mid-Size Balance
Why: Half the cost of 100g, double the flexibility of 20g. Ideal for monthly stackers or travelers. (Check availability at Metal Bullion)
How to Use a CombiBar — Practical Scenarios
Scenario 1: Emergency Barter
Power grid fails. Supermarkets are empty. You need fuel. Offer a 1g CombiBar segment (~$75) for 10 gallons of gas. The seller can easily verify weight and purity — no scales or testers needed.
Scenario 2: Gifting & Education
Graduation gift: Break off a 1g segment, place it in a small velvet pouch, and give with a note: “Your first step to financial freedom.” Pair with the Multigram Portfolio to teach diversification.
Scenario 3: Travel Security
Traveling abroad? Carry a 20g CombiBar in your money belt. If mugged, hand over a 1g piece — worth enough to satisfy, but not enough to invite follow-up. Keep the rest hidden.
Scenario 4: Dollar-Cost Averaging
Buy one 50g CombiBar per month. Each week, “spend” 5g by breaking it off and placing it in a separate jar. At year-end, you’ll have 260g of gold — bought at disciplined intervals, without emotional trading.
Where to Buy Authentic CombiBars — Avoid Fakes
CombiBars are so popular that counterfeits exist. Protect yourself:
- Buy Only from Reputable Dealers: Like Metal Bullion — A+ BBB rated, 30-day returns.
- Verify Sealed Assay Packaging: Never buy a loose or unsealed CombiBar. The assay card must match the bar’s serial number.
- Check Weight: A 100g CombiBar should weigh exactly 100g (before breaking). Use a 0.01g precision scale.
- Avoid “Too Good to Be True” Prices: If it’s 20% under spot, it’s fake. Compare prices at Kitco.
How to Store Your CombiBar — Keep It Safe & Ready
Your CombiBar is a financial tool — treat it like one.
- Keep Sealed Until Needed: Leave it in the original assay card until you need to break a segment.
- Store in a Safe: Bolted to floor or wall. Ideal for long-term holding. → How to Store Gold & Silver at Home
- Carry a Small One for Travel: The 20g CombiBar fits in a wallet or pocket. Use a RFID-blocking sleeve for discretion.
- Document It: Photograph the sealed bar and serial number. Store receipts digitally.
What Experts Say About Fractional Gold and CombiBars
- World Gold Council: “Fractional gold demand is rising among younger investors and in emerging markets.” (gold.org)
- Kitco: “Valcambi CombiBars solve the liquidity-premium paradox — bulk pricing with micro-divisibility.” (kitco.com)
- James Turk (GoldMoney): “In a crisis, 1g gold segments will be worth more than $100 bills. CombiBars are the future of monetary gold.”
Buy Fractional Gold: Your 2025 CombiBar Checklist
Before you buy, ask yourself:
- ✅ What’s my primary use? (Emergency, gift, travel, stacking)
- ✅ Which size fits my budget? (20g, 50g, 100g)
- ✅ Is it sealed in original Valcambi assay packaging?
- ✅ Does the dealer offer buyback? (Metal Bullion does — at fair rates)
- ✅ Do I have secure storage or a plan for carrying it?
Top 3 CombiBar Starter Bundles for 2025
- The Emergency Preparedness Bundle:
100 x 1g CombiBar + 100 oz Engelhard Silver Bar
Why: Gold for high-value barter, silver for everyday needs. Ultimate crisis hedge. - The Gift & Teach Bundle:
20 x 1g CombiBar + Petit Papillon Bracelet
Why: Beautiful bracelet for display, CombiBar for education and utility. - The Global Traveler Bundle:
20 x 1g CombiBar + 1 oz Canadian Maple Leaf
Why: Fractional gold for daily needs, 1 oz coin for large purchases or emergencies abroad.
Ready to Buy Fractional Gold? Start Here
Don’t wait for the next crisis or market spike. Secure your fractional gold today.
👉 Shop 100 x 1g CombiBars
→ Start with: 100 x 1g Gold CombiBar™
👉 Explore 20 x 1g CombiBars
→ Start with: 20 x 1g Valcambi CombiBar
👉 Browse Fractional Silver & Platinum
→ Start with: Multigram Portfolio
Have questions? Our bullion specialists are standing by at support@metalbullion.store or 1-800-COMBIBAR.
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